Register a property with Town of Cutler Bay
Town of Cutler Bay runs the registration program below. Review what you need and what it costs, then register online.
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Property Subject to Foreclosure
$200 per year
Annual Inspection required
Registration program
Property Subject to Foreclosure
Registration Requirements
A Registrable Property is any real property that:
Is encumbered by a mortgage in default and is vacant;
Is the subject of a foreclosure action, whether vacant or occupied;
Has a foreclosure judgment but has not yet been sold; or
Has been transferred to a mortgagee or affiliated entity via foreclosure sale or deed in lieu.
Registration
Registration is required within 10 days of the property becoming vacant while in default or the filing of the foreclosure action.
Each parcel requires a separate registration.
Registration information must be updated within 10 days of any change.
Renewal
Registrations must be renewed annually, measured from the initial foreclosure filing date.
Property Manager
If the property is vacant, a property manager must be designated.
A 24-hour contact telephone number is required.
Fees
Fees for registrations starting on or after October 8, 2026.
| Registration fee | Amount |
|---|---|
| Registration fee | $200 |
Late fees
No late fees.
Fees are paid online by card or bank account when you submit your registration. A payment processing fee, if any, is shown before you pay.
Inspection
No inspection fee.
Inspection requirements
Inspections
An initial inspection is required upon default of the mortgagor.
Occupied properties in default (not requiring registration) must be inspected monthly.
Properties subject to registration must be re-inspected bi-weekly.
What the form asks about the inspection
- Last Inspection Date (optional)
What you’ll need
The online form asks for the following, starting with the property address.
Required
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Please provide the Investor / Insurer
Choose one
- None
- FNMA
- FHLMC
- HUD
- VA
- FHA
- Other Fed Agency
- 501(c)(3) Organization
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OMT
Company contact details
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AMS
Company contact details
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What is the Foreclosure Status?
Choose one
- Pre-foreclosure / Pre-filing
- Public NOD (NOD, LP, NOP)
- REO
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What is the Occupancy Status?
Choose one
- Owner Occupied
- Confirmed Vacant
- Evidence of Vacancy
- Tenant Occupied
- Unknown
Optional
-
Foreclosure Case Number
Reference number
-
PM
Company contact details
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Last Inspection Date
Date
-
Internal ID
Short answer
OMT Update
OMT changes do not require a new registration but must be updated within 10 days.
Fee Exemptions
Governmental entities must register but are exempt from registration fees.
Governmental entities include HUD, VA, and USDA mortgagees or owners.
Help with your registration
Hera Registry runs registration for Town of Cutler Bay. For help with the online form, payments, or your account, contact Hera support.
vpro@heraregistry.com 321-234-5303
Questions about local rules
Registration rules and fees are set by Town of Cutler Bay.
Information last updated August 21, 2026. FIPS code 1215968.